银行卡转接清算系统在一带一路国家的实践成果

2023-10-21 理论教育版权反馈

【摘要】：构建了一套可行的商业模式，可以继续在“一带一路”国家进行复制和推广。

吴金坛

(中国银联股份有限公司　上海　201201)

摘要：完成银行卡转接清算系统在东南亚国家的建设工作，对银行卡核心系统进行去IOE实践，为银行卡核心系统向开源软件迁移铺平了道路。与国产设备进行结合，实现了核心软硬件都是中国设计和制造，配合了国家战略需要。结合境外环境进行技术创新，构建无人值守的运营保障体系。构建了一套可行的商业模式，可以继续在“一带一路”国家进行复制和推广。

关键词：银行卡转接清算核心系统，一带一路，系统建设，中国设计和制造

作者简介：吴金坛，男，1968年生，大学本科/学士，高级工程师，电子支付研究院总工程师，主要从事及研究领域：中国银联核心系统建设和援外系统建设、银行卡转接清算等。E-mail：jtwu@unionpay.com。

Establishment and Implementation of Transit and Clearing System of Bank Cards in the Belt and Road Countries(www.chuimin.cn)

WU Jintan

(China UnionPay Co.， Ltd.， Shanghai 201201， China)

Abstract: The completion in the establishment of band cards' transit and clearing system in Southeastern Asian countries， and the practice of bank cards' core system in IOE pave its way to transfer to open source software.In combination with domestic facilities， it realizes the goal that both core soft and hardware are designed and manufactured in China， which meets the need of national strategies. With the technology innovation according to foreign environment， unattended operation and guarantee system are constructed. Therefore， a set of feasible business patterns are established， which can be duplicated and promoted in the Belt and Road countries.

Keywords: Core Transit and Clearing System of Bank Cards， the Belt and Road， System Establishment， Designed and Manufactured in China

银行卡转接清算系统在一带一路国家的实践成果

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